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Insurance & Billing

Beloit Health System's Customer Service Department can help you answer questions about your insurance coverage. Please call 608.364.1606 if you have any questions.

Beloit Health System participates in the following managed care organizations, bringing you more choices. Please contact your Insurance Company to determine your actual coverage.

  • First Choice PPO
  • Aetna
  • The Alliance
  • Anthem Blue Cross Blue Shield
  • Blue Cross Blue Shield
  • CCN Managed Care, Inc.
  • CIGNA
  • Champus/Tricare
  • Cofinity
  • DeanCare (Excludes Dean Focus)
  • Employers' Coalition on Health (ECOH)
  • Evolutions Healthcare Systems
  • First Health Coventry
  • HFN
  • Health EOS (Multiplan, HCN, AHC, CAPP, WPPN)
  • Health Smart
  • Health Smart Interplan
  • Humana
  • Illinois Medicaid Managed Care Plans:
  • BCBSIL Community Health Plan
  • Harmony Health
  • PHCS
  • Preferred Network Access (PNA)
  • Preferred Plan, Inc. (PPI)
  • United Health Care
  • Quartz - HMO
  • Quartz Beloit One
  • Wisconsin Physicians Service Insurance Company (WPS)

NorthPointe Health & Wellness

NorthPointe Health is pleased to offer online bill payment as a convenient, secure way for you to pay your bills by credit card. Please complete the form by clicking the button below, and your payment will be processed within 24 hours of submission, Monday through Friday.

Pay My BILL

Once you have completed your payment, please be sure to print a copy of the payment transaction for your records.

PLEASE NOTE: This form MAY NOT accept payments made using a Flexible Spending Account (FSA) card or Health Savings Account (HSA) card due to card restrictions. If you receive an error message using these types fo cards, please call your payment info into 608-364-1606.

For Billing Questions

You can reach the Beloit Health System Patient Financial Services at 877.883.8396 for any billing questions. Phones are answered Monday – Friday from 8:00 AM – 4:30 PM.

Concerned about paying your bill? Click here for more information on financial assistance.

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No Surprises Act

Beloit Health System is committed to eliminating surprise medical bills for our patients.

Patient Rights and Protections Against Surprise Medical Bills

When patients get emergency care or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, they are protected from surprise billing or balance billing.

What is “balance billing” (sometimes called “surprise billing”)?

When patients see a doctor or other health care provider, they may be responsible for certain out-of-pocket costs such as copayments, coinsurance, and/or deductibles. There may be other costs associated with that care or they might have to pay the entire bill if they see a provider or visit a health care facility that isn’t in their health plan’s network.

“Out-of-network” describes providers and facilities that haven’t signed a contract with a patient’s health plan. These Out-of-network providers may bill the patient for the difference between what the patient’s plan agreed to pay and the full amount charged for a service. This is called “balance billing” and this amount is usually more than in-network costs for the same service and might not count toward the patient’s annual out-of-pocket limit.

“Surprise billing” is an unexpected balance bill. This can happen when a patient can’t control who is involved in their care—like when there is an emergency or when they schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.

Patients are protected from balance billing for:

Emergency Services

  • If a patient has an emergency medical condition and gets emergency services from an out-of-network provider or facility, the most the provider or facility may bill the patient will be that patient’s in-network cost-sharing amount (such as copayments and coinsurance). Patients cannot be balance billed for these emergency services. This includes services they might get after being stabilized unless they have given written consent.
  • Certain services at an in-network hospital or ambulatory surgical center
  • When patients receive services from an in-network hospital or ambulatory surgical center, certain providers may be out-of-network. In these cases, the most those providers may bill the patient plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers cannot balance bill the patient and may not ask that patient to give up their protections not to be balance billed.
  • If a patient gets other services at these in-network facilities, out-of-network providers cannot balance bill the patient unless written consent has been given.
You’re never required to give up your protections from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.

For services rendered in MI please see the MI State balance billing laws http://legislature.mi.gov/doc.aspx?mcl-333-24509

For services rendered in WI, WI does not have any superseding balance billing laws.

When balance billing isn’t allowed, you also have the following protections:
  • You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.
  • Your health plan generally must:
    • Cover emergency services without requiring you to get approval for services in advance (prior authorization).
    • Cover emergency services by out-of-network providers.
    • Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.
    • Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.

If you believe you’ve been wrongly billed, please contact Bellin Health’s customer service at 920-445-7210 or visit https://www.cms.gov/nosurprises

For services rendered in MI please see the MI State balance billing laws http://legislature.mi.gov/doc.aspx?mcl-333-24509

For services rendered in WI, WI does not have any superseding balance billing laws.

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